Univision’s shrinking presence in the Indianapolis market could open doors for other media looking to capture Hispanic customers. That’s what advertising expert Kathy Cabello thinks.

Continue reading " Web sites and radio may try to capture Hispanic audience (The Indianapolis Star) "

A leading web hosting company, providing dedicated server and web hosting services all over the world, 3FN Inc., Triple Fiber Network, today announces the successful upgrade of its European backbone.

Continue reading " Service Channels (Web Host Directory) "

CHAMPAIGN – Ryan and Ashton Clark spend a lot of time churning out ideas for Web-based businesses. In the past seven years, the 20-year-old twin brothers – both juniors at the University of Illinois – have formed more than a dozen such ventures, with products ranging from online music to sports apparel to parking-place reservations.

Continue reading " Web is where it’s at for these twin brothers at UI (The Champaign News-Gazette) "

The article itself is not where you sell the product, instead the article provides web readers with pertinent information and data, which in turn would entice them to take action and click on your website to learn more.

Continue reading " SEO Tip: Why You Need To Keep Within Keyword Density (PIZZAHEROS) "

Want to join SiliconIndia ? Sign up Forgot your password? Retrieve freelancer, blogg…

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Banks, like all other businesses, exist to make money for their shareholders and other stakeholders. It so happens that banks use money to make money. While other businesses produce some tangible product or service, banks use your money to make money.

The terminology is not understood by many–capitalization, securitization, leverage, derivatives. These terms have been in the news for almost two years now.

In the heyday of looser credit requirements, and well-greased trading markets, banks could lend their money out with what they felt was very little associated risk. However, the house of cards began to crumble when the loans they were making began to go bad.

First to fall were non-prime mortgages, made to those whose credit-worthiness was questionable in the first place. Banks made loans under questionable circumstances, and sold the obligation, bundled up in "pools" with other similar instruments, as securities, to other banks and investors. By their nature, securities have some future and ongoing value to them.

Or so they all thought. When people stop making payments on those obligations, they become worthless. Essentially, banks knew they were going to sell the obligation, and therefore weren’t all that motivated to make good long term decisions, knowing that long term accountability would below to someone else.

So banks were then asked to either buy back the offending pool, and were unable to sell new pools in the secondary money markets. When banks don’t have income from the sale of ongoing obligations, they can’t lend it out as new money. When there is no new money, there are no loans to be had.

And so here we are, with the markets in a state of shock, frozen, the banks are basically afraid of originating new loan business, wondering of they will be able to sell it to an investor after the fact.

So now it doesn’t matter what your credit score is, or how much money you have to help the process, banks aren’t lending much money. Until the consumer can prove to the banking industry that they are worthy risks, the banks aren’t interested.

The country seemed shocked with the failing of IndyMac bank in Irvine CA. a few months ago. But we shouldn’t be surprised. We, as consumers, need to prove we can repay the debts we chose to obligate ourselves to, and the banks need to learn to trust us all again. And a recession isn’t going to help that situation much either.

Continue reading " How Do Banks Make Money? "

Banks, like all other businesses, exist to make money for their shareholders and other stakeholders. It so happens that banks use money to make money. While other businesses produce some tangible product or service, banks use your money to make money.

The terminology is not understood by many–capitalization, securitization, leverage, derivatives. These terms have been in the news for almost two years now.

In the heyday of looser credit requirements, and well-greased trading markets, banks could lend their money out with what they felt was very little associated risk. However, the house of cards began to crumble when the loans they were making began to go bad.

First to fall were non-prime mortgages, made to those whose credit-worthiness was questionable in the first place. Banks made loans under questionable circumstances, and sold the obligation, bundled up in "pools" with other similar instruments, as securities, to other banks and investors. By their nature, securities have some future and ongoing value to them.

Or so they all thought. When people stop making payments on those obligations, they become worthless. Essentially, banks knew they were going to sell the obligation, and therefore weren’t all that motivated to make good long term decisions, knowing that long term accountability would below to someone else.

So banks were then asked to either buy back the offending pool, and were unable to sell new pools in the secondary money markets. When banks don’t have income from the sale of ongoing obligations, they can’t lend it out as new money. When there is no new money, there are no loans to be had.

And so here we are, with the markets in a state of shock, frozen, the banks are basically afraid of originating new loan business, wondering of they will be able to sell it to an investor after the fact.

So now it doesn’t matter what your credit score is, or how much money you have to help the process, banks aren’t lending much money. Until the consumer can prove to the banking industry that they are worthy risks, the banks aren’t interested.

The country seemed shocked with the failing of IndyMac bank in Irvine CA. a few months ago. But we shouldn’t be surprised. We, as consumers, need to prove we can repay the debts we chose to obligate ourselves to, and the banks need to learn to trust us all again. And a recession isn’t going to help that situation much either.

Continue reading " How Do Banks Make Money? "

A make money online survey is a survey usually taken by those that want to or have been successful online making money. The survey will ask any number of questions, ranging from questions on helpful strategies used to make money online to questions about what kinds of jobs there are online. Results to some surveys are displayed over the Internet, and people who are looking for online jobs may access the most popular success answers. Also, people may get information about things for online job searching that is not helpful.

Should I Take A Make Money Online Survey?
If you feel that you have good tips or strategies to offer others, then you should consider taking a survey. On the other hand, if you feel as though something you did online brought you down in your job search, you will want to consider taking a survey as well. Basically if you have any information that would be useful to someone else, you should take a make money online survey. If you have the time to devote into the survey, you should. It may help you in your searches, and it will help others as well. Some people are even willing to pay you a little money to take their make money online survey.

About Surveys
A make money online survey is easy and usually pretty quick to take. Some sites will even pay you to take their surveys! The make money online survey will most likely want to know if you would like an Internet job, if you have an Internet job or have been successful in the past making money online, how you’ve done this, and maybe some warnings that you would advise to others.

The survey may also ask things such as your age, gender, or where you live. This is for the benefit of the research of the company that is doing the survey. Lots of times, these surveys are created by online employers, and the results to the surveys will tell the employers where there is room to improve, thus making the online working experience a better one for everybody.

Will I Get Paid To Do The Survey?
It depends on which survey you do. Some surveys will offer a small compensation for your time and effort, usually anywhere from about two to ten dollars. This is a special incentive to get you to take the survey. Some paying surveys are lengthy and require certain information. If the make money online survey asks for your bank account or credit card number, DO NOT give it out.

There’s no reason for the employers to have it, not even to pay you. It’s a scam. If there is an option for getting paid for the survey, it will probably let you know before you begin taking the survey. If nothing is mentioned beforehand, you probably would not get paid to take the survey. But that is not always the case, of course; some do pay afterward as a bonus or reward for effort.

Continue reading " How To Make Money Online Taking Surveys "

The ideas below all work online, most without having your own website. Several companies have set up revenue sharing lately, and you can benefit. Without ever learning Java, HTML, or Flash, you can set up your own little kingdom or queendom of money earning sites.

Take a look at these:

1. Studentoffortune.com

This is a paid research site, where a student or teen can post a question with a bounty, then you can answer and win the bounty.

Do you have a cool hobby? Read a bunch of books on one subject? Maybe you work in your parents’ business. You can earn money from this site. Everybody knows about something.

2. Treasuretrooper.com

Lets you fill out surveys that pay or offer free goodies. In case you think this won’t work well, think about this. Companies pay people to try their stuff, to comment on it, and to give the company their opinion. You could be one of those people, getting paid for your opinion. Available to teens over 13 can make money with this. Pretty sweet, right?

3. Cashcrate.com

Works similar to #2, but some like it better. Either way, you make money for college. Also available to teens over 13 with parental permission.

4. Squidoo.com

you can build a lens (to focus on a topic) for free, then you can add in affiliate links, adsense and so on to earn some money from it. The key here: think broad, and update often. Hubpages.com has an approach similar to Squidoo, but offers a one-time payment for doing serious work on a page. You have to meet their guidelines, but then you get $25 for building a resource page.

5. Build your own Website

When you do it right, you can build a great website, even if you have no programming or web design skills. Seriously, you can make money in a ton of ways, too, like your own list, advertising, and selling your own products. And if you build your own site, you can keep it forever. Be careful what host you pick. Find one with a great block builder and the right formula for success.

6. An extra: be an affiliate.

This works best if you have a site, but you can also use your Myspace or Facebook page. You earn with this by first affiliating with an online seller. They can sell anything, you just need to be their affiliate.

Then, you tell people about it. Careful – you don’t want to spam yourself off of Myspace or Twitter. But you can help people find answers and refer them to the company you represent. Just do a little search for affiliate programs on a search engine, you’ll be swamped with good opportunities.

Better yet, pick a product, and then add affiliate program to it, then search.

My Experience

When I was a teen, I tried painting house numbers on curbs, mowing lawns, and washing cars. Here’s another idea for you: set up a webpage on your hobby, then sell advertising to and Commission Junction or tons of other places.

You can check out the Adsense program for more, or hop over to some places like CJ and learn how they work. Pretty cool programs, and I am earning with them.

Basically, you just write up some good information about your hobby, what you do, some pictures, how to do it right. Get it online on a few pages. Then talk about your pages to friends, in your emails, on forums or your favorite social site. No selling yet, just good information.

This will bring some traffic. Do tons of this stuff, without trying to sell anything. When you have some traffic, you go to ‘s program and apply to get in. After that, you cut and paste some ads and stuff. When people like the ad, you’ll get paid a bit. Over time, it adds up and makes a great little business.

You can find tons more of these kinds of offers if you look. It only takes effort. Teens make money online just like this.

Get started!

Continue reading " 5 Cool Ways Teens Make Money Online "

– The Traverse City Area Chamber of Commerce announced four new members joining its board of directors in 2009: Jeff Connolly, Blue Cross/Blue Shield of Michigan; Jim Dagwell, Traverse Tax & Accounting; Rachel Roe, Smith Haughey Rice & Roegge; and Jim Stilley, Northwest Michigan Surgery Center.

Continue reading " Business Memoranda: 12/28/2008 (Traverse City Record-Eagle) "